Take turns. Never lose track.
Roundtable runs the rotating savings circle your community already trusts — contributions, turn order, and payouts, all tracked in USD with a ledger that never quietly rewrites itself.
How a thrift group runs
Every member contributes on the same schedule; one member receives the full pool each cycle, in rotation, until everyone has been paid once.
Form the circle
Set the contribution amount, frequency, and member count, then invite by shareable link.
Everyone contributes
Each cycle, every member’s contribution settles before the payout is released — no exceptions.
One member is paid
The pool goes to that cycle’s beneficiary in turn order, tracked to the cent in USD.
Or save toward your own target
Open a savings vault for a specific goal and date. Lock it to stay disciplined, or allow early withdrawal with a penalty you set up front — never a surprise.
- Locked by default until your target date
- Optional auto-save on a schedule you choose
- Penalty terms shown before you ever confirm
New laptop fund
$1,240 of $2,000
Target date: Dec 15, 2026 · Locked, no early withdrawal
Nothing moves without a record
Every contribution, payout, and vault withdrawal is a permanent ledger entry. Balances are calculated from that ledger, not stored as a number someone could edit. All amounts on Roundtable are in USD.